General Information: As a California Resident, you are granted additional rights over your personal information under the California Consumer Privacy Act of 2018 (CCPA) and other privacy laws. At Rix Loans (rixloans.com), we are committed to upholding these rights. This notice outlines the categories of information we collect, the purposes of collection, the entities with whom we share your information, and the reasons for sharing.

Categories of Information and Usage

  1. Identifiers: This includes your name, email address, IP address, and other similar identifiers. We collect this from you, third-party data providers, marketing partners, and advertising partners. The purpose is to provide services, market to you, analyze usage, conduct research, maintain our system security, and comply with legal requirements. Shared with lenders, service providers, marketing and advertising partners, analytics providers, and legal authorities as needed.
  2. Personal Information: As defined in the California Customer Records statute, this includes your name, address, telephone number, and financial data. Sourced from you and third-party providers, it’s used for delivering services, marketing, research, and legal compliance. Shared with various service providers and legal authorities.
  3. Protected Classification Characteristics: Including age and military status, from you and third parties, for service provision, marketing, and compliance.
  4. Commercial Information: Your interactions with service provider sites, collected for service enhancement and security.
  5. Internet or Network Activity: Information on your interactions with our website and advertisements, used for service improvement and security.
  6. Geolocation Data: Your location data, for enhanced service delivery and security measures.
  7. Professional or Employment-Related Information: Including your employer and job duration, for service customization and compliance.
  8. Inferences: Personal preferences and profiles, from third-party providers and partners, for service personalization and marketing.

Your Rights as a California Resident

  • Right to Know: Access information about the personal data we collect, its sources, and how it’s used.
  • Right to Request Deletion: Ask us to delete your personal information.
  • Right to Opt-Out: Direct us not to sell your personal information.
  • Non-Discrimination: We ensure fair treatment for exercising your CCPA rights.

How to Exercise Your Rights

  • Email us at [email protected] with “CCPA Request” or “CCPA Do Not Sell My Information” in the subject line. Include your name, address, phone number, and identity proof. We will verify your identity and respond accordingly.
  • For accessibility requests or using an authorized agent, please indicate in your email.

Note on Opting Out: If you choose to opt-out of data selling, it may impact our ability to offer you certain services through our partners. To opt back in, simply resubmit your request.

Vincent Kramer